First Time Buyer Advice
Buying your first home is a big step — we're here to make the numbers and the process easier to follow.
Check your credit reportStarting on the right foot
If you're buying your first home, there's a lot to take in: how much you might be able to borrow, what deposit you'll need, which mortgage options could suit you and what actually happens once you've found a place. We'll walk you through each part so nothing feels like a guess.
Affordability and deposits
Understanding affordability — not just the headline figures, but how it fits your everyday budget — is where we start. We'll talk through deposit considerations and the options that match your circumstances.
Knowing what happens next
From offer to completion, we'll explain the steps so you always know what's coming and what's needed from you. The aim is a process that feels a lot less daunting than expected.
Your home may be repossessed if you do not keep up repayments on your mortgage.
How we can help
- Clear explanation of affordability and borrowing
- Help understanding deposit and mortgage options
- Step-by-step guidance through the purchase
- A real person to ask when something's unclear
Stamp Duty Calculator
Estimate the stamp duty you may pay on your purchase. For guidance only — speak to Ian for a clearer picture.
Estimated Stamp Duty (SDLT)
£0
Based on current UK SDLT rates (from April 2025).
