
Making financial solutions black and white.
Buying your first home, moving, remortgaging or investing in property - Zebra Finance North East is here to make the process easier to understand, with advice shaped around your circumstances.
Personal Service
Mortgage Expertise
20+ Years of Experience
Your Mortgage. Your Circumstances. Your Plan.
No two mortgage applications look exactly the same. Your income, your deposit, the type of property you're considering, your existing commitments and what you're planning for next — each one can shape the options open to you.
That's why we don't start with a product. We start by listening. Understanding where you are now and where you'd like to be helps us give guidance that actually fits your situation, rather than presenting a mortgage and hoping it works.
Our role is to explain, to guide and to be there when something needs talking through — so you can make decisions with a clearer picture of what's ahead.

Local
advice, real conversations
Mortgage Calculators
Get an instant estimate. These calculators are for guidance only — speak to Ian for personalised advice.
Estimated Monthly Payment
£1,112
Total repayable: £333,499
Mortgage Advice For Life's Next Steps
Wherever you are on your property journey, we'll help you work out what comes next.

Advice That Starts With Listening
Good advice begins with understanding. Here's what that looks like in practice.
A Personal Conversation
We take the time to understand where you are now and where you want to go.
Straightforward Explanations
Mortgages can be complicated. Our job is to make the important parts easier to understand.
Support Along The Way
From your first conversation through the process, you'll have someone to turn to when you need guidance.
Advice Around Your Circumstances
Your income, plans, property and situation all matter. Your advice should reflect that.

Meet Zebra Finance North East
Zebra Finance North East was set up to offer something more straightforward and personal than the experience many people expect from financial advice — a real conversation with someone who takes the time to understand your situation.
It's run by Ian Underwood, who believes the best advice comes from listening before recommending, making complex subjects easier to understand, and being available throughout the process rather than treating clients like application numbers.
The aim is simple: build relationships, not transactions, and help you make confident decisions about an important financial step.
Personal Advice, Wherever You Are
Zebra Finance North East is based in Richmond, North Yorkshire, and works with clients across the whole of the UK. Wherever you're based, you'll get the same personal, one-to-one approach — a real conversation with someone who takes the time to understand your circumstances and help you make sense of your mortgage and protection options.
Not Sure Where To Start? Let's Talk
You don't need to have everything figured out before getting in touch. Tell us what you're looking to do, and we'll help you understand the next steps.
We'd Love Your Feedback
Your experience matters to us. Tap a star to rate how we did — and help us keep improving the service we offer.
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