Mortgage Advice With Credit Considerations
If your credit history isn't straightforward, it doesn't mean a mortgage is out of reach — it means the conversation starts from a different place.
Check your credit reportUnderstanding your situation
Past credit issues can feel like a barrier, but lenders take a range of factors into account. We start by understanding your circumstances rather than making assumptions.
Exploring what's possible
We'll talk through how lenders view different situations, what might be achievable, and what steps could help — honestly and without overpromising.
Guidance without judgement
Whatever your history, you'll be treated with respect. Our role is to help you understand the options, not to lecture about the past.
How we can help
- Understanding your circumstances first
- Honest exploration of what may be possible
- No judgement, just clear guidance
- Help understanding steps that could improve your position
Stamp Duty Calculator
Estimate the stamp duty you may pay on your purchase. For guidance only — speak to Ian for a clearer picture.
Estimated Stamp Duty (SDLT)
£0
Based on current UK SDLT rates (from April 2025).
